tag:blogger.com,1999:blog-10291496.post114248241566360439..comments2024-03-08T08:39:44.153-08:00Comments on Poof'n'Whiffs: Biggest Snoop EverSamhttp://www.blogger.com/profile/06904821424581969401noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-10291496.post-1142529570596967472006-03-16T09:19:00.000-08:002006-03-16T09:19:00.000-08:00Some states are trying to outlaw the use of credit...Some states are trying to outlaw the use of credit reports by insurance companies as a basis for determining insurance premiums. The thinking behind this is that if you are conservative with your credit, you are probably equally responsible in other areas of everyday life, that is low risk. In the recent past I worked in real estate for several years, including mortgage and credit repair. You would be surprised at the variety of information available on your credit report. Hot checks, delinquent accts.,child support, tax leins, bankruptcies, over limit charges on accts., Broken leases and such can also be found. If, for example a contractor doing work on your home does poor work and you do not pay for the work, they, for a few dollars, can place a lein on your home. This can cost you time and money to clear up. Don't dispair, if you have credit issues, there are other ways of securing a loan using "Alternative Credit". These are other bills you pay which do not appear on your credit report, given they are in good standing. As not to go into a dissertation on credit, I will leave it at this. I do agree that the credit companies have too much information, even if it does speed up credit acquisition. MLeahyMLeahyhttps://www.blogger.com/profile/02690025246925858818noreply@blogger.com